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Computer & Software Finance
Whether you wish to finance one laptop or a complete system upgrade, we can assist. We are also able to finance the total system including all the training and installation costs. We can even finance 100% software on its own. You can source your goods from any dealer in Australia or overseas, and we place no restrictions on age or type of goods.
Once we have approval we will advise you on the appropriate contract and term, taking into account your individual taxation, cashflow and GST considerations.
Financing and Laurentide Financial Service – the best combination
- Laurentide have been experts in IT & software leasing since our inception in 1988. As software is often the most integral and costly part of an IT purchase, a competitive software leasing package is essential.
- Most mainstream financiers and banks regard software leasing as too risky as the underlying asset, the software, has no value and cannot be repossessed. They normally refuse software finance on this basis or insist on bricks and mortar security. Laurentide is able to provide software finance for 100% of the cost and include extra’s like training and installation in the total software finance package.
- Software leasing at Laurentide is not expensive. In fact clients are charged similar interest rates for software finance as they would for standard equipment finance transactions.
- Software financing terms would normally be 12 to 48 month. This allows the client to match the software finance repayments with their cash flows. Our software financing products include CHP, Chatell Mortgage, Rental and Lease.
- Software Finance carries significant taxation advantages. Your business is able to claim not only depreciation based on the full cost price of the software, but also the finance interest charges payable in the software finance contract. GST can also be claimed back up front in certain circumstances, or over the term of the loan making software finance even more tax effective.
- Laurentide will even liase with your accountant to ensure you have the correct software finance package.
- Another advantage of our software finance package is that you are able to buy from any dealer you like. We advise clients to get the software finance approved first and then negotiate with your preferred supplier.
Methods of Financing Computer & Software
1. Chattel Mortgage
2. Commercial Hire Purchase
3. Finance Lease
4. Operating Lease
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